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To activate Cash App Borrow, update the app, verify your account, and check 1 855-446-2174 eligibility under the “Banking” or “Borrow” tab.

https://cafeland-help.gamegos.net/hc/en-us/community/posts/23346624238482--FAQ-CoNt-AcT-How-do-I-activate-a-borrow-on-Cash-App